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Mr. R. Ravi Head - Content Dev. 29 Yrs. 29 Yrs.

Mr. Ravi is an experienced professional banker and in his 29 years of banking service with the State Bank Group has been exposed to a variety of banking operations and services. Having joined State Bank of Hyderabad as a probationary officer, he handled a variety of assignments involving operations, corporate credit, foreign exchange and NPA management. Having risen to the rank of Deputy General Manager, he opted for voluntary retirement from the bank so as to be able to share the wealth of his practical knowledge of banking operations obtained over a period of three decades. Presently he heads our academic team in Delhi and is also involved in development of content for various banking related programmes.


Mr. Ramakrishnan A Corporate Training Consultant 38 yrs 36 yrs

Mr Ramakrishnan has rich experience in Banking and related areas. After a brief stint with Reserve Bank of India, he joined the State Bank of India Group in 1974. After numerous promotions, he retired as Chief General Manager of State Bank of Mysore in 2010. He has held roles in Forex Dealing room operations, Integrated Treasury, Investments, Large Advances, Credit Appraisal, NPA Management, Industrial Rehabilitation and Branch Management. He brings into play high quality skills in Communication and Interpersonal interaction – coupled with a passion for Training. He joined the IFBI team in October 2010 and enables Corporate Training and related areas.


Mr. Amitabh Chattoraj Academic Co-ordinator 28 Yrs. 25 Yrs.

Mr. Chattoraj joined State Bank of India, in 1981 at a branch in Kolkata. He has a rich and varied cross functional exposures in SBI, including assignments in operations, Business Development, CRM, Agriculture, Rural Micro Finance, SME credit, NPA management etc. He has worked as Administrative Secretary to the Zonal Manager controlling 188 branches.

He opted for a voluntary retirement from the bank as Regional Head and took up an assignment of his passion i.e. empowering budding BFSI professionals. Presently he is a Training Specialist at our Pune Centre, specializing in Professional Skills, Selling skills & techniques, Life skills, Retail Banking operation & Finacle (banking software developed by Infosys).


Mr. Kabaleeswaran V Academic Co-ordinator 32 Yrs. 32 Yrs.

With 32 years of banking service of which 14 years in IT development and implementation in a South based Public Sector Bank, he has held Managerial positions in functional areas. He is an experienced banking solutions implementer and trainer. He is part of our delivery team in Chennai.



Mr. Kamal Pradeep Vij Academic Co-ordinator 41 Yrs. 41 Yrs.

Mr. Vij is an experienced professional banker. During his career of four decades with State Bank of India, he was exposed to various nuances of banking, both in operational and administrative areas. Before retiring as General Manager, he handled various assignments including responsibilities in Mid Corporate/Retail/SME/Rural business development, Customers Acquisition/retention, technology implementation, man management, training and Inspection & Audit of branches.

He holds a law degree from Kurukshetra University, besides Diploma in Management Education Prog. from National Institute of Bank Management, Pune. He is Certified Associate Of Indian Institute of Bankers(CAIIB), Mumbai and AMFI certified advisor (Mutual Funds).

He also had the opportunity to experience various banking practices being followed abroad while extensively travelling across the globe.

Mr Vij has been with IFBI since 2008 and is based at IFBI Chandigarh .


Mr. P S Ganesan Academic Co ordinator 41 Yrs. 32 Yrs.

Mr Ganesan has a total of 41 years of experience as BFSI practitioner and subsequently as a trainer. A commerce graduate from Delhi University, he joined in Indian Bank in 1969 and worked in various capacities in prime branches of the bank at Mumbai, Pune and Nagpur. During his 32 years of service, he has worked in key branches including roles which involved managing Industrial Finance branch ( Mumbai), SSI branch (Mumbai), Mandovi (Mumbai-wholesale trade ) and had exposure to Foreign Exchange dealings. He also held the post of Chief Manager. He has completed his CAIIB and IRDA Advisors Examination for Life and General Insurance.

He is with IFBI since November 2006 as Academic Co-ordinator of Hyderabad. He has trained over 1000 students and professionals during his tenure at IFBI. Students of IFBI Hyderabad would fondly recall his passion for training and his commitment to their success.


Mr. S Subramanian Academic Co ordinator 30 Yrs. 15 Yrs.

He has served in a south based public sector bank for 30 years in various capacities at branches and administrative offices including Personnel Administration. Along with banking has 15 years in computerization of banking operations. Oversaw implementation and management of a system that cleared approximately 20,000 daily financial transactions involving negotiable instruments. He had been the senior product manager in the development of core banking solutions in India and abroad for one of India’s largest multinational software companies. Always has a passion for teaching and been guest lecturer at number of organizations like Indian Institute of Bankers, National Institute of Criminology etc.

He holds a B.Sc (Physics) degree from St.Joseph’s College, Trichy (Madras University). He is also a Certified Associate of Indian Institute of Bankers.


Mr. Anup Dwivedy Senior Faculty 24 Yrs. 24 Yrs.

Mr Anup Dwivedy commenced his career as Management Trainee in Calcutta Port Trust before joining as a Probationary Officer in State Bank of India in the year 1983. After an experience of 24 years, he took Voluntary Retirement in 2007 after serving the Bank in various senior positions. During his banking career, he has worked in many departments like Corporate credit, Merchant Banking and Forex besides stints in Branch Banking. A keen learner, Mr Dwivedy has many qualifications. He has completed his MA in political science, Bachelor of Law (LLB) from Utkal University, Post Graduate Diploma in International Trade from Indian Institute of Foreign Trade (IIFT, Delhi) and a Management Development Program from IIM, Calcutta. He is proficient in Banking, Financial Services and Core Banking Solutions.

Mr Dwivedy is with IFBI Bhubaneswar since 2007.


Mr. Atul Jain Senior Faculty 26 Yrs. 23 Yrs.

He is a Commerce graduate and a post graduate diploma holder in Financial Planning from premier institution called Indian Institute of Banking and Finance (IIBF), Mumbai of whose he is a life member. From IIBF, he also holds Certified Associate status as also Certification in Trade Finance

Joined State Bank Group as Probationary Officer way back in 1984, he has worked in various capacities and verticles, important ones being Forex, Credit and Retail Banking. Later on, he joined two leading private Banks and was duly rewarded for his performance. His last designation in Bank was ‘Vice President’ before he joined IFBI in early 2008. He has thus a very rich experience of working both with public sector and private sector Banks.

He is AMFI Certified Mutual Fund Advisor  holding independent ARN Registration. Besides, he is National Stock Exchange certified Derivative, Capital Market, DP Operations and Stock Exchange Surveillance certificate holder.

He is very passionate about learning, delivery of education and was associated with Dhanlaxmi and UCO projects of IFBI. He has also handled various IFBI batches – FPRM, DBO, BFS, DBB, DQ etc. For Dhanlaxmi project where most of the students were Kerala based, he was called ‘Pied Piper’ by the students for the knowledge imparted, rapport and connect established with the students.

He was one of the Members of the Content Development Team of ‘Swift Personal Finance’ Project of IFBI.

Looking to this rich experience he has recently been given additional responsibilities of ‘Academic Coordinator’ for Ahmedabad.


Mr. Avijit Roy Senior Faculty 22 Yrs. 20 Yrs.

He is a professional banker, having successfully completed CAIIB. He has been associated with a leading Chennai-based private sector bank between 1976 and 1988. During this time he has attended a programme on ‘Portfolio Management in banks’ at bankers’ training college, Mumbai. He has had extensive exposure in branch banking and also macro level functions such as inspection & audit, investment & treasury operations and planning & development.

Between 1989 and 1995 he has been associated with the capital & debt markets and merchant banking. From 1996, he was associated with a leading financial services firm as a Zonal Manager responsible for HR, operations, marketing and profitability.

He is both IRDA certified for insurance and AMFI certified for mutual funds. He has been associated with a number of life insurance companies as well as mutual funds.


Mr. J M Soni Senior Faculty 28 Yrs. 28 Yrs.

He started his career as a Probationary Officer in Bank of Baroda in the year 1973 and took Voluntary Retirement in 2001 after serving the Bank in various senior positions for 28 years. During his career , he has worked in almost all the departments. He has had 14 years of experience in the Credit Department and also worked in the Inspection Department for 6 years.

In recognition of the meritorious work in the Bank he was awarded an overseas assignment in Uganda.

He holds a B.Com (Hons) degree from SRCC (Delhi University) and M.Com from Himachal Pradesh University. Also, he holds professional degrees of CAIIB, FICWA.He is also a licentiate from the Insurance Institute of India and has cleared the AMFI/NCFM.


Ms. Lakshmi Madhavan Senior Faculty 20 Yrs. 20 Yrs.

Ms. Lakshmi Madhavan has rich expertise of over two decades of handling operations and administration in the traditional era and new generation banking system. She has worked in premier banking institutions like Bank of Madura ltd, ICICI Bank Ltd., and Centurion Bank of Punjab in various capacities. Interestingly, As a project consultant - audits, sha has assisted in the audit of E.O.U (export oriented unit), a pvt.ltd company.

During her tenure with NIIT IFBI, she has successfully handled corporate programs for Deutsche Bank, and Dhanalakshmi Bank. Also, she has trained employees of UCO Bank in Finacle besides delivery of subjects in behavioral science.

Her areas of interest includegeneral banking including credit, liaisoning and public relations and accounting software.


Mr. Naishadh P. Mankad Senior Faculty 42 Yrs. 36 Yrs.

Mr Mankad has a Work/Industry experience of 38 years from 1968 to 2006, of which initial 24 years were with Central bank of India. This included 4 years of exposure in UK based branches of the Bank (of which more than 3 years as Branch Manager of Birmingham Branch). Also, he has worked as General Manager/ CEO of two Scheduled Co operative Banks between 1999 and 2006. He has interacted with number of banking personnel on various aspects of Banking at various Training Institutions at regional, national and International levels. Here, the domain areas were International Banking, General Banking and Rural/ Co operative Banking.

Mr Mankad’s articles have been published in Times of India and Sandesh newspaper.

Since 2006- he has been attached with recognized B-Schools, such as ICFAI Business School, IIPM, Centre for Management Excellence of Gujarat Law Society, H.L. Centre for Professional Education and IFBI as Trainer- Facilitator/ Faculty.

Mr Mankad has participated in three days’ Seminar of SAARC for Upliftment of Co operatives in Asiatic countries (as a representative of Co operatives in India). He has conducted various MDPs independently. He has groomed Bank Executives for all subjects in JAIIB and CAIIB examinations conducted by IIBF

His Qualifications include - M.Com. , LL.B.(sp.) and CAIIB .

Mr Mankad is with IFBI Ahmedabad since 2010.


Mr. P. Sadanand Achar Senior Faculty 28 Yrs. 28 Yrs.

P.Sadanand Achar has worked with Indian Overseas Bank for 28 years in various capacities at branches and administrative offices. Later, he worked with a cooperative bank for six years. He has rich experience in all spheres of banking such as personal banking, credit, foreign exchange, audit recovery, legal, administration, finalisation of accounts, treasury, rural banking etc. He handled the large credit exposures of big corporate customers such as listed Public Ltd companies. He has, also, served as a faculty member for six years in the bank’s training centre imparting training to staff and officers on all subjects such as personal banking, credit, foreign exchange and behavioural sciences. He successfully introduced ‘Quality Circles’ in three branches as a developmental activity.


Mr. Rathindra Banerjee Senior Faculty 38 Yrs. 38 Yrs.

Mr. Banerjee has 38 years of experience in State Bank of India, which includes 12 years of managing branches in various capacities, both in rural and urban areas, 8 years of HR experience, 5 years of experience in Banking Operation Department in handling Circle Audit and preparing Circle Balance Sheet and 8 years of teaching experience, mostly as an accredited Behavioral Science Trainer, having the longest tenure in the Circle.

He is the recipient of All-India Best Project award, and Best Trainer award in S.B.I Patna Circle and has also received 1st prize in P-Segment loan in the module as a branch head. Patna Training Centre of S.B.I. received the Best Training Centre award during his tenure. As a BS Trainer, he has engaged motivational classes for Bihar State Road Transport Corporation employees for implementation of Revival Package awarded by High Court, Patna. He has regularly engaged classes in various other Banks also, as a visiting faculty and Organizational Development Intervention Classes at various S.B.I branches to solve IR related problems.


Mr. Srinivas Devalla Senior Faculty 14 Yrs. 14 Yrs.

Before joining IFBI in 2007, Mr. Srinivas had an overall banking experience of about 14 years in a leading scheduled co-operative bank in Hyderabad. He has held middle management positions in a leading Bank. While working in the bank he was in-charge of centralised clearing operations of branches and was instrumental in co-ordinating with Bank of India officials for effective implementation of MICR technology. He was also exposed to various banking operations like loans, deposits,cash, and in particular worth mentioning about the recovery of bad loans from the defaulters. From the position of a banker he moved on to technology domain and acquired the skills of a techno banker. He assisted many public sector banks in migrating, implementation, and training of the bank staff on Infosys Finacle package. He educational qualifications include B.Com and JAIIB. He is with IFBI Hyderabad since 2007.


Mr. Subramanyan Neelakandan Senior Faculty 36 Yrs. 33 Yrs.

A seasoned Banker, of 33 years experience In Bank of Maharashtra, Mr Neelakandan is exposed to both operations and Administration area of Banks. He believes in William Butler Yeats’ words - “Education is not filling a bucket but lighting a fire”. He is a Mathematics Graduate and Certified Associate of Indian Institute of Banking & Finance(CAIIB). Having worked in the Information Technology Department for 17 years, he has keen interest in Information Technology and its application in Financial Services Industry. He has been associated with IFBI since 2008.

He has delivered training in areas of Retail banking, Soft skills, Finacle and Core Banking Solutions to name a few. He has also conducted specialized corporate training programs for officers of Dhanlaxmi Bank ,Finacle training for Bank of India joinees and Investors Awareness Program for CAMS.

Mr Neelakandan is based at IFBI Pune.


Mr. Venu Madhav Achar Senior Faculty 37 Yrs. 34 Yrs.

Mr Achar has rich experience in Banking, Foreign Exchange, Treasury, Recovery Management and Mutual Funds. Mr Achar joined Indian Bank in a1974 and attained superannuation in 2008. He has held roles in Branch Management, Treasury Operations and the Mutual Fund division of the bank. He was also Faculty Member in the Staff Training Centres of the bank at Chennai and Bangalore for 5 years.

His academic qualifications include – MSc and CAIIB. He has also attended training programs at NIBM, MDI and Reserve Bank Staff College.

With solid domain expertise and a passion for teaching, Mr Achar is contributing effectively to BFSI manpower creation in the country. He is associated with IFBI since 2010.


26. Mr.Krishna Murari Tripathi Senior Faculty 39 years 39 years


A senior Banker with 39 years experience both in operational and administrative assignments.Held Top Executive Grade position in the largest Indian Public Sector Bank .Remained associated with various committees concerning banking and finance and money laundering. A visiting faculty to banks and IIB(now called IIBF). Certified in mutual fund advising and depository operations. With IFBI for last 4 years. Passionate about training and learning new things. Believes in power of positive thinking 

27. Mr.Nagarajan S Senior Faculty 34 29


Mr. NAGARAJAN has experience of 29 years in Indian Bank.  He has got exposure to various banking operations like Credit (Rural, Retail and Corporate) Foreign Exchange, Inspection, Internal Audit, Information System Audit, etc. He has also served in IndBank Housing Ltd on deputation for 2 years.He has moved from Banking to IT industry (SIFY Technologies Ltd).   As DGM, he has implemented Information Assurance Services and Business Continuity & Disaster Recovery Projects in countries like China, UAE, Saudi Arabia, Jordan, Mauritius, etc. in a span of 5 years.Some of the certifications to his credit are CAIIB, PGDCA, CISA, CIA, CBCP, BCCP, etc. He is also certified for Mutual  Funds and     Operations by NISM / NSDL.He has been working at IFBI since Feb 2010.


28. Mr.Alok Malhotra Senior Faulty 23 15


He has 23 years of work experience of which 15 years experience of working with two premier foreign banks; ANZ Grindlays Bank & ABN AMRO Bank. Worked at middle management level in branch banking having exposure of new branch set-up, branch operations, customer service, branch audit, retail lending, cards operations and sales & marketing.Have training experience of over 6 years, having trained personnal on soft skills, selling skills, and BFSI operations and products. Have imparted training to ICICI Bank, Corporation Bank, Allahabad Bank, Canara Bank, Barclays Bank, Nepal Banking Training Institute, Indian Overseas Bank, HSBC Bank, & Union Bank of India.Educational Qualifications: B Sc,  LLB, MBA. Certified in Project Management from Perot Systems, CAIIB from IIB, Securities Market from NISM, Insurance from IRDA, & Mutual Funds from NISM.


29. Mr.Ramesh Raman Faculty 27  22

http://www.ifbi.com/resourceContent/RameshRaman-photo.jpgRamesh has 27 years of work experience, of which 22 years were with two premier foreign banks: HongKong Bank and Standard Chartered Bank.   With good exposure to both Wholesale and Retail Banking Operations, he specialized in Trade Services operations. He has been with IFBI since 2010. He has trained staff of Corporation Bank, Canara Bank, Union Bank of India, ICICI Bank Ltd, Karur Vysya Bank, Kotak Securities Ltd, etc. in Soft Skills, Transformation/Change Management, Leadership, Selling Skills and Stock Market.Qualifications: M.Com, CAIIB, IRDA (Life Insurance).

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