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Certificate Program in Stressed Assets Management

Certificate Program in Stressed Assets Management


About The Program

In India, not only the banking industry is growing manifolds also the competition is increasing exponentially. To sustain in such competitive environment asset growth is one of the key factors of success. However, given the dynamism of the banking & financial industry at times some assets under-perform; such assets are termed as stressed assets.

Stressed assets adversely affect the business of the banks and hence, require timely and orderly recovery. The economic slowdown, have only accentuated the need for management of stressed assets in an efficient manner expeditiously. This calls for a specific skillset in bankers.

Banks are in continuous quest to improve their ability to manage stressed assets. In order to meet the growing need for trained professionals in the field of management of stressed assets, IFBI has announced a CERTIFICATE PROGRAM IN STRESSED ASSETS MANAGEMENT.

The program will cover Present system of monitoring assets, Present system of monitoring assets

Asset classification and provisioning norms, Identification and classification of assets as special mention accounts and non performing accounts, Warning signals and follow up action to be taken, Process of rehabilitation of sick units, Process of restructuring of accounts through CDR mechanism or otherwise and so on. The program prepares participants to gain adequate knowledge in a field of specialization much sought after by banks and finance companies. Thus, creating higher possibilities for accelerated growth in career.


Program Objective:

This program has been designed specifically for working professionals to :

  • To appreciate the importance of proper credit appraisal and effective supervision in managing assets

  • To understand the asset classification and provisioning norms

  • To identify the early warning signals and understand the follow up action to be taken

  • To appreciate the need for proper identification and the methods for upgradation /recovery of such assets

  • To understand the process of drawing up of rehabilitation program for sick units in SSI and non-SSI sectors

  • To understand the process of restructuring of dues through CDR mechanism or otherwise

  • To understand the process of recovery action through DRT and civil courts

  • To understand the process of recovery through SARFAESI proceedings

  • To know the role of Asset reconstruction companies in stressed assets management

  • To appreciate the method of compromise as a means of recovery and the process of arriving at a compromise



What is distinctive about this Trade Finance program from IFBI

a) Exposure to latest developments and upcoming trends
b) Taught by experienced professionals – more than 20 years of experience in Banking
c) Panel of experts
d) Structured and engaging Courseware
e) One week of post program email support on queries



Minimum 2 year of experience in financial sector, preferably in banking.


Program Schedule:

Weekend sessions for aligning conveniently with schedules of working professionals.

  • Batch Launch Date: December, 2013
    • Saturday & Sunday

Evaluation and Certification

  • Participants can opt for one of the 2 models
    • Participation Certificate only
    • Certificate for Competence based on online examination


partner organisations & corporate clients